Terms and Conditions

Definitions
“Catfish” shall mean Prudence Casey-Spark T/A Catfish Designs its successors and assigns or any person acting on behalf of and with the authority of Prudence Casey-Spark T/A Catfish Designs.
“Customer” shall mean the Customer (or any person acting on behalf of and with the authority of the Customer) as described on any quotation, work authorisation or other form as provided by Catfish to the Customer.
“Guarantor” means that person (or persons), or entity, who agrees to be liable for the debts of the Customer on a principal debtor basis.
“Goods” shall mean Goods supplied by Catfish to the Customer (and where the context so permits shall include any supply of Services as hereinafter defined) and are as described on the invoices, quotation, work authorisation or any other forms as provided by Catfish to the Customer.
“Services” shall mean all Services supplied by Catfish to the Customer and includes any advice or recommendations (and where the context so permits shall include any supply of Goods as defined above).
“Price” shall mean the Price payable for the Goods as agreed between Catfish and the Customer in accordance with clause 4 of this contract.

The Commonwealth Trade Practices Act 1974 (“TPA”) and Fair Trading Acts (“FTA”)
Nothing in this agreement is intended to have the effect of contracting out of any applicable provisions of the TPA or the FTA in each of the States and Territories of Australia, except to the extent permitted by those Acts where applicable.

Acceptance
Any instructions received by Catfish from the Customer for the supply of Goods and/or the Customer’s acceptance of Goods supplied by Catfish shall constitute acceptance of the terms and conditions contained herein.
Where more than one Customer has entered into this agreement, the Customers shall be jointly and severally liable for all payments of the Price.
Upon acceptance of these terms and conditions by the Customer the terms and conditions are binding and can only be amended with the written consent of Catfish.
The Customer shall give Catfish not less than fourteen (14) days prior written notice of any proposed change of ownership of the Customer or any change in the Customer’s name and/or any other change in the Customer’s details (including but not limited to, changes in the Customer’s address, facsimile number, or business practice). The Customer shall be liable for any loss incurred by Catfish as a result of the Customer’s failure to comply with this clause.
Goods are supplied by Catfish only on the terms and conditions of trade herein to the exclusion of anything to the contrary in the terms of the Customer’s order notwithstanding that any such order is placed on terms that purport to override these terms and conditions of trade.
These terms and conditions are meant to be read in conjunction with the Terms and Conditions posted on the Service Provider’s web site. If there are any inconsistencies between the two documents then the terms and conditions contained in this document shall prevail.

Price And Payment
At Catfish’s sole discretion the Price shall be either:
as indicated on invoices provided by Catfish to the Customer in respect of Goods supplied; or
Catfish’s current price at the date of delivery of the Goods according to Catfish’s current Price list; or
Catfish’s quoted Price (subject to clause 4.2) which shall be binding upon Catfish provided that the Customer shall accept Catfish’s quotation in writing within thirty (30) days.
Catfish reserves the right to change the Price in the event of a variation to Catfish’s quotation.
At Catfish’s sole discretion a non-refundable deposit may be required.
At Catfish’s sole discretion payment shall be due on delivery of the Goods.
Time for payment for the Goods shall be of the essence and will be stated on the invoice or any other forms. If no time is stated then payment shall be due seven (7) days following the date of the invoice.
Payment will be made by cheque, or by bank cheque, or by credit card (plus a surcharge of up to five percent (5%) of the Price), or by direct credit, or by any other method as agreed to between the Customer and Catfish.
GST and other taxes and duties that may be applicable shall be added to the Price except when they are expressly included in the Price.

Delivery Of Goods
At Catfish’s sole discretion delivery of the Goods shall take place when:
the Customer takes possession of the Goods at Catfish’s address; or
the Customer takes possession of the Goods at the Customer’s nominated address (in the event that the Goods are delivered by Catfish or Catfish’s nominated carrier).
At Catfish’s sole discretion the costs of delivery are:
in addition to the Price; or
for the Customer’s account.
The Customer shall make all arrangements necessary to take delivery of the Goods whenever they are tendered for delivery. Delivery of the Goods shall be approximately between the six (6) to eight (8) weeks from the date the order is approved and signed off by the Customer to commence the production of the Goods. The Customer acknowledges and accepts that the period for delivery could be subject to change during production times due to peak and off peak seasons. In the event that the Customer is unable to take delivery of the Goods as arranged then Catfish shall be entitled to charge a reasonable fee for redelivery.
If delivery is delayed at the request of the Customer, then Catfish shall be entitled to charge the Customer any and all costs associated with the storage of the Goods.
Delivery of the Goods to a third party nominated by the Customer is deemed to be delivery to the Customer for the purposes of this agreement.
Catfish may deliver the Goods by separate instalments. Each separate instalment shall be invoiced and paid in accordance with the provisions in these terms and conditions.
The Customer shall take delivery of the Goods tendered notwithstanding that the quantity so delivered shall be either greater or lesser than the quantity purchased provided that:
such discrepancy in quantity shall not exceed five percent (5%); and
the Price shall be adjusted pro rata to the discrepancy.
The failure of Catfish to deliver shall not entitle either party to treat this contract as repudiated.
Catfish shall not be liable for any loss or damage whatsoever due to failure by Catfish to deliver the Goods (or any of them) promptly or at all, where due to circumstances beyond the control of Catfish.

Export Contracts
In the event that the Goods are exported, delivery of the Goods may be subject to either FOB Contract or CIF Contract.
In the event of a FOB Contract the following shall apply;
the Goods shall be delivered to the Customer by delivery on board the agreed upon mode of transport on the delivery date. Catfish shall promptly notify the Customer that the Goods have been delivered aboard. Title (subject to clause 8) to, and risk in the Goods shall pass to the Customer upon such delivery being effected. Catfish shall promptly provide the Customer with a clean shipped bill of lading in respect of the Goods; or
the Customer shall reserve the necessary space on board the agreed upon mode of transport and give Catfish due notice of the loading berth and any revised delivery dates. The Customer shall bear any costs caused due to the failure of the agreed upon mode of transport being available to load the Goods on the delivery date.
In the event of a CIF contract the following shall apply:
the Goods shall be delivered to the Customer by delivery on board the agreed upon mode of transport on or before the delivery date. Catfish shall procure a contract of carriage and insure the Goods from dispatch until delivery on terms current in the trade for the benefit of the Customer. The Goods shall be at the risk of the Customer as they are loaded on board. Catfish shall promptly tender to the Customer a clean shipped bill of lading, the insurance policy and an invoice in respect of the Goods; or
the Customer shall accept the documents tendered by Catfish if they correspond to this contract and take delivery of the Goods at the port of destination and bear all other costs and charges arising out of shipment of the Goods to the port of destination.

Risk
If Catfish retains ownership of the Goods nonetheless, all risk for the Goods passes to the Customer on delivery.
If any of the Goods are damaged or destroyed following delivery but prior to ownership passing to the Customer, Catfish is entitled to receive all insurance proceeds payable for the Goods. The production of these terms and conditions by Catfish is sufficient evidence of Catfish’s rights to receive the insurance proceeds without the need for any person dealing with Catfish to make further enquiries.
Where the Customer expressly requests Catfish to leave Goods outside Catfish’s premises for collection or to deliver the Goods to an unattended location then such Goods shall be left at the Customer’s sole risk and it shall be the Customer’s responsibility to ensure the Goods are insured adequately or at all.
The Customer acknowledges that variations of colour and shade are inherent in fabric dye lots. While every effort will be taken by Catfish to match colour and shade of the Goods, Catfish shall not be liable for any loss, damage or costs, howsoever arising resulting from any variation in colour and shading between batches of the Goods or sale samples and the final Goods supplied.

Title
Catfish and the Customer agree that ownership of the Goods shall not pass until:
the Customer has paid Catfish all amounts owing for the particular Goods; and
the Customer has met all other obligations due by the Customer to Catfish in respect of all contracts between Catfish and the Customer.
Receipt by Catfish of any form of payment other than cash shall not be deemed to be payment until that form of payment has been honoured, cleared or recognised and until then Catfish’s ownership or rights in respect of the Goods shall continue.
It is further agreed that:
where practicable the Goods shall be kept separate and identifiable until Catfish shall have received payment and all other obligations of the Customer are met; and
until such time as ownership of the Goods shall pass from Catfish to the Customer Catfish may give notice in writing to the Customer to return the Goods or any of them to Catfish. Upon such notice the rights of the Customer to obtain ownership or any other interest in the Goods shall cease; and
Catfish shall have the right of stopping the Goods in transit whether or not delivery has been made; and
if the Customer fails to return the Goods to Catfish then Catfish or Catfish’s agent may enter upon and into land and premises owned, occupied or used by the Customer, or any premises as the invitee of the Customer, where the Goods are situated and take possession of the Goods; and
the Customer is only a bailee of the Goods and until such time as Catfish has received payment in full for the Goods then the Customer shall hold any proceeds from the sale or disposal of the Goods, up to and including the amount the Customer owes to Catfish for the Goods, on trust for Catfish; and
the Customer shall not deal with the money of Catfish in any way which may be adverse to Catfish; and
the Customer shall not charge the Goods in any way nor grant nor otherwise give any interest in the Goods while they remain the property of Catfish; and
Catfish can issue proceedings to recover the Price of the Goods sold notwithstanding that ownership of the Goods may not have passed to the Customer; and
until such time that ownership in the Goods passes to the Customer, if the Goods are converted into other products, the parties agree that Catfish will be the owner of the end products.

Defects
The Customer shall inspect the Goods on delivery and shall within seven (7) days of delivery (time being of the essence) notify Catfish of any alleged defect, shortage in quantity, damage or failure to comply with the description or quote. The Customer shall afford Catfish an opportunity to inspect the Goods within a reasonable time following delivery if the Customer believes the Goods are defective in any way. If the Customer shall fail to comply with these provisions the Goods shall be presumed to be free from any defect or damage. For defective Goods, which Catfish has agreed in writing that the Customer is entitled to reject, Catfish’s liability is limited to either (at Catfish’s discretion) replacing the Goods or repairing the Goods except where the Customer has acquired Goods as a consumer within the meaning of the Trade Practices Act 1974 (CWlth) or the Fair Trading Acts of the relevant state or territories of Australia, and is therefore also entitled to, at the consumer’s discretion either a refund of the purchase price of the Goods, or repair of the Goods, or replacement of the Goods.
Goods will not be accepted for return other than in accordance with 9.1 above.

Warranty
To the extent permitted by statute, no warranty is given by Catfish as to the quality or suitability of the Goods for any purpose and any implied warranty, is expressly excluded. Catfish shall not be responsible for any loss or damage to the Goods, or caused by the Goods, or any part thereof however arising.

Intellectual Property
Where Catfish has designed, drawn or written Goods for the Customer, then the copyright in those designs and drawings and documents shall remain vested in Catfish, and shall only be used by the Customer at Catfish’s discretion.
The Customer warrants that all designs or instructions to Catfish will not cause Catfish to infringe any patent, registered design or trademark in the execution of the Customer’s order and the Customer agrees to indemnify Catfish against any action taken by a third party against Catfish in respect of any such infringement.The Customer hereby authorises Catfish to utilise images of the Goods designed or drawn by Catfish in advertising, marketing, or competition material by Catfish.

Default and Consequences of Default
Interest on overdue invoices shall accrue daily from the date when payment becomes due, until the date of payment, at a rate of two and a half percent (2.5%) per calendar month (and at Catfish’s sole discretion such interest shall compound monthly at such a rate) after as well as before any judgment.
In the event that the Customer’s payment is dishonoured for any reason the Customer shall be liable for any dishonour fees incurred by Catfish.
If the Customer defaults in payment of any invoice when due, the Customer shall indemnify Catfish from and against all costs and disbursements incurred by Catfish in pursuing the debt including legal costs on a solicitor and own Customer basis and Catfish’s collection agency costs.
Without prejudice to any other remedies Catfish may have, if at any time the Customer is in breach of any obligation (including those relating to payment) Catfish may suspend or terminate the supply of Goods to the Customer and any of its other obligations under the terms and conditions. Catfish will not be liable to the Customer for any loss or damage the Customer suffers because Catfish has exercised its rights under this clause.
If any account remains overdue after thirty (30) days then an amount of the greater of twenty dollars ($20.00) or ten percent (10%) of the amount overdue (up to a maximum of two hundred dollars ($200.00)) shall be levied for administration fees which sum shall become immediately due and payable.
Without prejudice to Catfish’s other remedies at law Catfish shall be entitled to cancel all or any part of any order of the Customer which remains unfulfilled and all amounts owing to Catfish shall, whether or not due for payment, become immediately payable in the event that:
any money payable to Catfish becomes overdue, or in Catfish’s opinion the Customer will be unable to meet its payments as they fall due; or
the Customer becomes insolvent, convenes a meeting with its creditors or proposes or enters into an arrangement with creditors, or makes an assignment for the benefit of its creditors; or
a receiver, manager, liquidator (provisional or otherwise) or similar person is appointed in respect of the Customer or any asset of the Customer.

Security and Charge
Despite anything to the contrary contained herein or any other rights which Catfish may have howsoever:
where the Customer and/or the Guarantor (if any) is the owner of land, realty or any other asset capable of being charged, both the Customer and/or the Guarantor agree to mortgage and/or charge all of their joint and/or several interest in the said land, realty or any other asset to Catfish or Catfish’s nominee to secure all amounts and other monetary obligations payable under these terms and conditions. The Customer and/or the Guarantor acknowledge and agree that Catfish (or Catfish’s nominee) shall be entitled to lodge where appropriate a caveat, which caveat shall be withdrawn once all payments and other monetary obligations payable hereunder have been met.
should Catfish elect to proceed in any manner in accordance with this clause and/or its sub-clauses, the Customer and/or Guarantor shall indemnify Catfish from and against all Catfish’s costs and disbursements including legal costs on a solicitor and own Customer basis.
the Customer and/or the Guarantor (if any) agree to irrevocably nominate constitute and appoint Catfish or Catfish’s nominee as the Customer’s and/or Guarantor’s true and lawful attorney to perform all necessary acts to give effect to the provisions of this clause 13.1.

Cancellation
Catfish may cancel any contract to which these terms and conditions apply or cancel delivery of Goods at any time before the Goods are delivered by giving written notice to the Customer. On giving such notice Catfish shall repay to the Customer any sums paid in respect of the Price. Catfish shall not be liable for any loss or damage whatsoever arising from such cancellation.
In the event that the Customer cancels delivery of Goods the Customer shall be liable for any loss incurred by Catfish (including, but not limited to, any loss of profits) up to the time of cancellation.
Cancellation of orders for Goods made to the Customer’s specifications or non-stocklist items will definitely not be accepted, once production has commenced.

Privacy Act 1988
The Customer and/or the Guarantor/s agree for Catfish to obtain from a credit reporting agency a credit report containing personal credit information about the Customer and Guarantor/s in relation to credit provided by Catfish.
The Customer and/or the Guarantor/s agree that Catfish may exchange information about the Customer and the Guarantor/s with those credit providers either named as trade referees by the Customer or named in a consumer credit report issued by a credit reporting agency for the following purposes:
to assess an application by Customer; and/or
to notify other credit providers of a default by the Customer; and/or
to exchange information with other credit providers as to the status of this credit account, where the Customer is in default with other credit providers; and/or
to assess the credit worthiness of Customer and/or Guarantor/s.
The Customer consents to Catfish being given a consumer credit report to collect overdue payment on commercial credit (Section 18K(1)(h) Privacy Act 1988).
The Customer agrees that personal credit information provided may be used and retained by Catfish for the following purposes and for other purposes as shall be agreed between the Customer and Catfish or required by law from time to time:
provision of Goods; and/or
marketing of Goods by Catfish, its agents or distributors in relation to the Goods; and/or
analysing, verifying and/or checking the Customer’s credit, payment and/or status in relation to provision of Goods; and/or
processing of any payment instructions, direct debit facilities and/or credit facilities requested by Customer; and/or
enabling the daily operation of Customer’s account and/or the collection of amounts outstanding in the Customer’s account in relation to the Goods.
Catfish may give information about the Customer to a credit reporting agency for the following purposes:
to obtain a consumer credit report about the Customer; and/or
allow the credit reporting agency to create or maintain a credit information file containing information about the Customer.

General
If any provision of these terms and conditions shall be invalid, void, illegal or unenforceable the validity, existence, legality and enforceability of the remaining provisions shall not be affected, prejudiced or impaired.
These terms and conditions and any contract to which they apply shall be governed by the laws of Australia and are subject to the jurisdiction of the courts of Australia.
Catfish shall be under no liability whatsoever to the Customer for any indirect and/or consequential loss and/or expense (including loss of profit) suffered by the Customer arising out of a breach by Catfish of these terms and conditions.
In the event of any breach of this contract by Catfish the remedies of the Customer shall be limited to damages which under no circumstances shall exceed the Price of the Goods.
The Customer shall not be entitled to set off against, or deduct from the Price, any sums owed or claimed to be owed to the Customer by Catfish nor to withhold payment of any invoice because part of that invoice is in dispute.
Catfish may license or sub-contract all or any part of its rights and obligations without the Customer’s consent.
The Customer agrees that Catfish may review these terms and conditions at any time. If, following any such review, there is to be any change to these terms and conditions, then that change will take effect from the date on which Catfish notifies the Customer of such change.
Neither party shall be liable for any default due to any act of God, war, terrorism, strike, lock-out, industrial action, fire, flood, storm or other event beyond the reasonable control of either party.
The failure by Catfish to enforce any provision of these terms and conditions shall not be treated as a waiver of that provision, nor shall it affect Catfish’s right to subsequently enforce that provision.

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